@article{VYURU_2017_10_3_a4,
     author = {G. A. Timofeeva},
     title = {Forecasting the return of the loan portfolio on the basis of {Markov} model},
     journal = {Vestnik \^U\v{z}no-Uralʹskogo gosudarstvennogo universiteta. Seri\^a, Matemati\v{c}eskoe modelirovanie i programmirovanie},
     pages = {54--66},
     publisher = {mathdoc},
     volume = {10},
     number = {3},
     year = {2017},
     language = {en},
     url = {http://geodesic.mathdoc.fr/item/VYURU_2017_10_3_a4/}
}