@article{UZERU_2015_1_a3, author = {A. G. Gulyan}, title = {An alternative model for bonus-malus system}, journal = {Proceedings of the Yerevan State University. Physical and mathematical sciences}, pages = {15--19}, publisher = {mathdoc}, number = {1}, year = {2015}, language = {en}, url = {http://geodesic.mathdoc.fr/item/UZERU_2015_1_a3/} }