%0 Journal Article %A Penchev, Bonimir %T Effectiveness of a Conceptual Model for Increased Mobile Banking Security %J Serdica Journal of Computing %D 2016 %P 049-062 %V 10 %N 1 %I mathdoc %U http://geodesic.mathdoc.fr/item/SJC_2016_10_1_a3/ %G en %F SJC_2016_10_1_a3