%0 Journal Article %A Denis V. Kuzyutin %A Maria V. Nikitina %A Nadezhda V. Smirnova %A Ludmila N. Razgulyaeva %T The vertical differentiation model in the insurance market: costs structure and equilibria analysis %J Contributions to game theory and management %D 2015 %P 176-186 %V 8 %I mathdoc %U http://geodesic.mathdoc.fr/item/CGTM_2015_8_a13/ %G en %F CGTM_2015_8_a13