@article{CGTM_2015_8_a13,
     author = {Denis V. Kuzyutin and Maria V. Nikitina and Nadezhda V. Smirnova and Ludmila N. Razgulyaeva},
     title = {The vertical differentiation model in the insurance market: costs structure and equilibria analysis},
     journal = {Contributions to game theory and management},
     pages = {176--186},
     publisher = {mathdoc},
     volume = {8},
     year = {2015},
     language = {en},
     url = {http://geodesic.mathdoc.fr/item/CGTM_2015_8_a13/}
}